Acceptance and eligibility
By using this site, you agree to these terms. You must be at least 18 years old and legally able to enter agreements in the United States. If you do not agree, do not use the site.
Contact requests
You may contact a ClearSpring manager through WhatsApp. WhatsApp is a third-party service governed by its own terms and privacy practices. You agree that information you send is accurate and that you are authorized to use the phone number and account involved. We use your message to service your inquiry, not for marketing. Do not send sensitive financial or identity information through WhatsApp.
Loan information and costs
ClearSpring charges $0 in application, origination, documentation, account maintenance, late payment, returned payment, and prepayment fees. Interest reflected in the disclosed APR is the only borrowing cost. Maximum APR is 15.39%, and available terms range from 24–240 months depending on loan type and borrower qualifications.
Representative example: a $10,000 loan at 7.24% APR for 36 months would require 36 monthly payments of $309.87, for total repayment of $11,155.32, a total cost of credit of $1,155.32, and $0 in fees. Actual APR, payment, term, and availability depend on loan purpose, amount, term, credit profile, verification, and applicable law.
No guarantee
Contacting ClearSpring or using the site does not guarantee eligibility, approval, a loan offer, a particular rate or term, or funding. Information on the site is general and may be changed or withdrawn where permitted.
Permitted use
You may use the site only for lawful, personal purposes. You may not interfere with site operation, attempt unauthorized access, submit fraudulent information, impersonate another person, introduce malicious code, or copy and exploit site content without permission.
Content and service providers
ClearSpring owns or licenses the site content, branding, and design. Hosting, communications, security, and other functions may be performed by service providers. Their services may be governed by additional terms.
Disclaimers and limitation of liability
The site is provided on an as-available basis to the extent permitted by law. ClearSpring does not promise uninterrupted or error-free access. To the extent permitted by applicable law, ClearSpring is not liable for indirect, incidental, special, consequential, or punitive damages arising from use of the site.
Applicable law, changes, and contact
These terms are governed by applicable United States federal and state law. We may update them by posting a revised effective date. Questions may be sent to clearspring@gmail.com or mailed to ClearSpring, 4633 E Gleneagle Dr, Chandler, AZ 85249-7433.